These days, you would dread lurking outside to open an FD account. However, there is no need to do so as most financiers allow you to invest from your home itself.
For instance, Bajaj Finance FD lets you invest through its online FD form. Get your documents verified through the CKYC process and make the payment online through UPI or net banking. You will qualify for 0.10% excess fixed deposit interest rates on choosing the online process. It is safe to invest in Bajaj Finance FD as it has received good ratings from CRISIL and ICRA for offering a stable investment option to customers. Fixed deposits help you earn higher returns as compared to investments like RDs and savings accounts. However, to make the most of your FD investment, you should invest in Bajaj Finance FD. It not only offers a higher FD rate of up to 6.75% but also lets you invest in multiple FDs seamlessly. Senior citizens will enjoy a higher FD rate of 0.25% whereas online investors qualify for a 0.10% higher FD rate. Bajaj Finance provides hassle free process additionally, online investment option and flexible interest payout options make it most suitable investment options in our country. Also visit:- How Fixed Deposit Can Help You In Future
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Managing emergencies with Bajaj Finance FD is easy. It is because you can withdraw your deposits once they complete 3 months. Also, a loan can be obtained against them if you want to keep your deposits growing.
Life after retirement can be challenging if you don't have a stable income source. Also, you cannot put your investments at risk by investing in market-linked instruments. Investments like NPS, PMVVY, Senior Citizen Saving Scheme offer stability to your invested capital. If you have the risk-taking ability, go for debt funds instead of equities. Investing in Bajaj Finance FD is a smart idea as it offers a 0.25% higher FD rate of interest. The higher FD rate allows you to earn considerable interest whereas you have the option of choosing periodic interest payouts by investing in non-cumulative FDs. To handle a financial emergency, you can apply for a collateral-free loan against your deposits. ICRA and CRISIL, the leading credit rating agencies have rated it highly for securing the depositors' money. Investing in this Bajaj Finance FD scheme is an easy and secure way of investing as CRISIL and ICRA have rated it highly To ensure safety for the depositor's money. Know more about :- Most Secure Saving scheme for senior citizens The very idea of multiplying money stems from securing the future financial position. While the majority of the people feel a need for this sense of security, it is the working women that eye it most dearly. Having defied societal gender norms, it is with great determination that they choose to work.
The process At Bajaj, it is the CKYC (Central Know Your Customer) which ensures transparency and quick procedures. And it is essentially a verified number that has all your general details and prevents the filling of several physical forms. This application process prevents you from the hassle of page long documents and even longer queues. Because It allows you to browse the best rates from the safety of your homes while completing the entire process digitally. However, the FD for women should be a corporate FD. When women are busy at work this feature is a boon for them. The benefit of CKYC ensures a speedy option by preventing repetition of documentation each time an account is opened. Therefore, One should consider investing in Bajaj Finance FD, As it is the best option for today’s working women. It also helps in taking a step ahead towards investments and financial freedom. Also Read :- What are the benefits for women while investing in Bajaj Finance FD The National Pension Scheme (NPS) was born in 2004. The primary objective was to allow the common man a return on the money earned after retirement to meet important expenditures.
This included child education, marriage and in general, a financially stable post-work life. Before dwelling on and understanding the NPS calculations, following are some more details about the National pension scheme. This is a retirement investment plan wherein an employee contributes an amount consistently till retirement, to receive it as an instalment pension in old age when one has no fixed source of income. The National pension scheme’s finances can also be calculated using an online calculator; available on the Bajaj Finance website too. This calculator requires you to input some basic details. Once all the inputs have been entered, the NPS calculator will simultaneously begin computing the lump sum and pension amount you can expect at the time of maturity. Read More :- How To Calculate NPS Maturity Amount |
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About Author:Aman is working in the domain of Investment management in one of the top universities. He has published research papers and case studies in Investment and Fixed Deposit marketplace. He is an avid blogger in the domain of Investment management. you can also find him on social networking platforms. Archives
August 2022
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